(July 2020)
This checklist is
designed for use with other PF&M articles.
Related Articles:
ISO Homeowners Optional
Coverage Endorsements
ISO Homeowners Exposure
Analysis Checklist
Brochure Understanding the
Homeowners Policy
Place a checkmark beside
any endorsement you recommend be included.
HO 00 22–Transition
Endorsement
HO 00 23–Transition
Endorsement
HO 00 24–Transition
Endorsement
HO 00 25–Transition Endorsement
HO 00 26–Transition
Endorsement
HO 00 28–Transition
Endorsement
HO 03 12–Windstorm or Hail
Percentage Deductible
HO 03
18–Hurricane Deductible
HO 04 10–Additional
Interests–Residence Premises
HO 04 11–Additional Limits
Of Liability for Coverages A, B, C, and D
HO 04 12–Increased Limits on
Business Property
HO 04 13–Sections I and II
Exclusions for Computer-Related Damage or Injury
HO 04 14–Special Computer
Coverage
HO 04 15–Section II–Limited
Coverage for Year 2000 Computer Related and Other Electronic Problems
HO 04 16–Premises Alarm or
Fire Protection System
HO 04 18–Deferred Premium
Payment
HO 04 20–Specified
Additional Amount of Insurance for Coverage A–Dwelling
HO 04 26–Limited Fungi, Wet or
Dry Rot, or Bacteria Coverage
HO 04 27–Limited Fungi, Wet or
Dry Rot, or Bacteria Coverage
HO 04 28–Limited Fungi, Wet
or Dry Rot, or Bacteria Coverage
HO 04 30–Theft Coverage
Increase
HO 04 35–Supplemental Loss
Assessment Coverage
HO 04 36–Loss Assessment
Coverage for Earthquake
HO 04 40–Structures Rented
to Others (Residence Premises)
HO 04 41–Additional Insured
(Residence Premises)
HO 04 42–Office, Permitted
Incidental Occupancies (Residence Premises)
HO 04 43–Replacement Cost
Loss Settlement for Certain Non-Building Structures On the Residence Premises
HO 04 46–Inflation Guard
HO 04 48–Other Structures on
the Residence Premises
HO 04 49–Building Additions
and Alterations (Other Residence)
HO 04 50–Personal Property at
Other Residences
HO 04 51–Building Additions
and Alterations
HO 04 52–Livestock Collision
Coverage
HO 04 53–Credit Card,
Electronic Fund Transfer Card, or Access Device Forgery and Counterfeit Money
Coverage
HO 04 54–Earthquake
HO 04 55–Identity Fraud
Expense Coverage
HO 04 56–Special Loss
Settlement
HO 04 58–Other Members of
Your Household
HO 04 59–Assisted Living
Care Coverage
HO 04 60–Scheduled Personal
Property Endorsement (With Agreed Value Loss Settlement)
HO 04 61–Scheduled Personal
Property Endorsement
HO 04 62–Scheduled Personal
Property–Copy of Page 1 of HO 04 61
HO 04 65–Coverage C
Increased Special Limits of Liability
HO 04 66–Coverage C
Increased Special Limits of Liability Endorsement
HO 04 77–Ordinance or Law
Coverage
HO 04 78–Multiple Company
Insurance
HO 04 81–Actual Cash Value
Loss Settlement
HO 04 82–Loss Settlement
HO 04 85–Fire Department
Clause
HO 04 90–Personal Property
Replacement Cost
HO 04 91–Coverage B–Off
Premises
HO 04 92–Specific Structures
Away from the Residence Premises
HO 04 93–Actual Cash Value
Loss Settlement Windstorm or Hail Losses to Roof Surfacing
HO 04 94–Windstorm or Hail
Exclusion
HO 04 95–Water Backup and Sump Discharge or
Overflow
HO 04 965–No Section II
– Liability Coverages For Home Day Care Business Limited Section I – Property
Coverages For Home Day Care Business
HO 04 97–Home Day Care
Coverage
HO 04 98–Refrigerated
Property Coverage
HO 04 99–Sinkhole Collapse
HO 05 24–Special Personal
Property Coverage
HO 05 27–Additional Insured–Student
Living Away From the Residence Premises
HO 05 28–Owned Motorized
Golf Cart Physical Loss Coverage
HO 05 30–Functional
Replacement Cost Loss Settlement
HO 05 31–Modified Functional
Replacement Cost Loss Settlement
HO 05 41–Extended Theft
Coverage for Residence Premises Occasionally Rented To Others
HO 05 46–Landlord's
furnishings
HO 05 73–Property
Remediation For Escaped Liquid Fuel & Limited Lead & Escaped Liquid
Fuel Liability Coverages
HO 05 74–Property
Remediation for Escaped Liquid Fuel & Limited Lead & Escaped Liquid
Fuel Liability Coverages
HO 05 80–Property
Remediation for Escaped Liquid Fuel and Limited Lead and Escaped Liquid Fuel
Liability Coverages
HO 05 81–Property
Remediation for Escaped Liquid Fuel and Limited Lead and Escaped Liquid Fuel
Liability Coverages–Form HO 00 04 Only
HO 05 82–Property
Remediation for Escaped Liquid Fuel and Limited Lead and Escaped Liquid Fuel
Liability Coverages–Form HO 00 06 Only
HO 05 83–Rating Information For Property Remediation For Escaped Liquid
Fuel & Limited Lead & Escaped Liquid Fuel Liability
HO 05 84–Property Remediation For Escaped Liquid Fuel & Limited Lead
& Escaped Liquid Fuel Liability Coverages
HO 05 85–Property Remediation For Escaped Liquid Fuel & Limited Lead
& Escaped Liquid Fuel Liability Coverages
HO 05 86–Property Remediation For Escaped Liquid Fuel & Limited Lead
& Escaped Liquid Fuel Liability Coverages
HO 06 07–Limited Coverage for
Theft of Personal Property Located In A Dwelling Under Construction
HO 06 14–Increased Amount of
Insurance for Personal Property Located In a Self-Storage Facility
HO 06 15–Trust Endorsement
HO 06 31–Green Upgrades Coverage
HO 06 33–Mechanical Breakdown Coverage
HO 06 43–Cosmetic Damage Exclusion-Wind or Hail
HO 06 44–Roof Surfacing
Cosmetic Damage Exclusion-Windstorm Or Hail
HO 06 46–Limited Loss
Settlement For Windstorm Or Hail Losses To Roof Surfacing
HO
06 48–Residence Premises Definition Endorsement
HO
06 49–Broadened Residence Premises Definition Endorsement
HO 06 51–Damage To Property
Of Others Increased Limits
HO
06 52–Home-Sharing Host Activities Coverage Endorsement
HO
06 53–Home-Sharing Host Activities Coverage Endorsement
HO
06 54–Home-Sharing Host Activities Coverage Endorsement
HO
06 55–Home-Sharing Host Activities Coverage Endorsement
HO
06 56–Home-Sharing Host Activities Coverage Endorsement
HO
06 58–Broadened Home-Sharing Host Activities Coverage Endorsement
HO 06 62–Broadened
Home-Sharing Host Activities Coverage Endorsement
HO 06 63–Broadened
Home-Sharing Host Activities Coverage Endorsement
HO 06 64–Broadened
Home-Sharing Host Activities Coverage Endorsement
HO 06 65–Broadened
Home-Sharing Host Activities Coverage Endorsement
HO 06 66–Broadened
Home-Sharing Host Activities Coverage Endorsement
HO 06 68–Broadened
Home-Sharing Host Activities Coverage Endorsement
HO 07 01–Home Business
Insurance Coverage
HO
07 50–Additional Insured–Managers or Lessors of Premises Leased To An Insured
HO 07 51–Additional Vendors
HO 07 52–Loss Payable
Provisions
HO 07 53–Exclusions–Personal
and Advertising Injury
HO 07 54–Liquor Liability
Exclusion and Exception for Scheduled Activities
HO 07 55–Special Coverage–Spoilage
of Perishable Stock
HO 07 56–Valuable Papers and
Records Coverage Increased Limits
HO 07 57–Special Coverage for
Valuable Papers and Records
HO 07 58–Sections I and II
Exclusions for Computer-Related Damage Or Injury
HO 07 59–Sections I and II–Limited
Coverage for Year 2000 Computer-Related And Other Electronic Problems
HO 12 45–Change Endorsement
HO 12 76–Homeowners Rating
Information
HO 17 31–Unit-Owner's
Coverage C Special Coverage Form
HO 17 32–Unit-Owners
Coverage A Special Coverage Form
HO 17 33–Unit-Owners Rental
to Others Endorsement
HO 17 47–Broadened Residence
Premises Definition Endorsement - Unit-Owners
HO 17 48–Residence Premises
Definition Endorsement - Unit-Owners
HO 24 10–Personal Injury
Coverage (Aggregate Limit of Liability)
HO 24 13–Incidental Low
Power Recreational “Motor Vehicles”
HO 24 43–Permitted
Incidental Occupancies (Other Residence)
HO 24 64–Owned Snowmobile
HO 24 70–Additional
Residence Rented to Others–1, 2, 3 or 4 Families
HO 24 71–Business Pursuits
HO 24 72–Incidental Farming
Personal Liability
HO 24 73–Farmers Personal
Liability
HO 24 75–Watercraft
HO 24 77–Canine Liability
Exclusion Endorsement
HO 24 82–Personal Injury
HO 24 96–Exclusion of Farm
Employees Illegally Employed
HO 34 02–Aircraft Liability
Definition Revised To Remove Exception for Model Or Hobby Aircraft
HO 34 03–Personal Injury for
Aircraft Liability Excluded